Gimmick, why do it?
Senate votes to extend payroll tax cut for 2 months
http://www.latimes.com/news/nationworld/nation/la-na-congress-payroll-tax-20111218,0,1288919.story the $33-billion package would be paid for with a fee increase on new mortgages backed by the federally subsided loan insurers Fannie Mae, Freddie Mac and Ginnie Mae. The increase, which would cost lenders about $15 a month on a typical $200,000 loan,